Translation of "Prasnottara Ratna Maalika" - Verse-13

Verse 13 - Meaning:
Q: What is the cause of disappointment ?
A: Inordinate self-estimation.
Q: What endows one with happiness ?
A: Friendship (or keeping in touch) with the holy and saintly ones.
Q: Who is the most skilled one in destroying all forms of sorrows ?
A: That one who has renounced everything in all aspects.